Report no 74/2026
Podstawa prawna: Inne uregulowania
Following the communication received from the ECB in relation to the 2026 Supervisory Review and Evaluation Process (SREP), UniCredit's Pillar 2 Capital Requirement (P2R) remains at 200 basis points[1].
From 1 January 2027, UniCredit shall respect the following capital requirements on a consolidated basis:
- 10.21 per cent CET1 ratio
- 12.09 per cent Tier 1 ratio
- 14.59 per cent Total Capital ratio
The above capital ratios include the Combined Buffer Requirement to be met with CET1 instruments, composed of 2.50 per cent Capital Conservation Buffer (CCB), 1.25 per cent O-SII buffer[2], 0.50 per cent Countercyclical Capital Buffer (CCyB) and 0.34 per cent Systemic Risk Capital buffer (SyRB)[3].
As of 30 June 2026, UniCredit's capital ratios on a consolidated basis stood at:
- 14.26 per cent CET1 ratio
- 15.86 per cent Tier 1 ratio
- 18.53 per cent Total Capital ratio
Milan, 27 October 2026
Contacts:
Media Relations e-mail: MediaRelations@unicredit.eu
Investor Relations e-mail: InvestorRelations@unicredit.eu
[1] Pursuant to CRD V Art. 104a, banks shall meet the Pillar 2 Capital Requirement (P2R) with at least 75% of Tier 1 capital and at least 56.25% of Common Equity Tier 1 (CET1) capital.
[2] Following a recent communication from Bank of Italy on the identification of UniCredit as an Other Systemically Important Institution (O-SII), the capital buffer required from 1 January 2027 will remain at 1.25%.
[3] CCyB and SyRB calculated according to the exposures and requirements as of 30 September 2026. These buffers are recalculated on a quarterly basis and therefore could vary accordingly.
